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All four of these plans cover Medicare Part A coinsurance and hospital costs, but the similarities end there.

While Plans N and M provide full coverage for Part B coinsurance and copayments, the first three pints of blood, Part A hospice coinsurance and copayments, and skilled nursing facility coinsurance,

Plan L only covers 75% of these benefits, and Plan K only covers 50%.

Plan N also covers the Part A deductible in full. Plan L covers 75%, while Plan M and K only cover 50%.

Plans M and N cover 80% of foreign emergency travel. Plans K and L don’t cover it at all.


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