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About Medicare Savings Programs

About Medicare Savings Programs

If you need help paying for Medicare-related costs, you could be eligible for a Medicare Savings Program (MSP). Eligibility is based primarily on your income, assets and current Medicare coverage. There are four primary MSP plans, each with slightly different types...

Understanding Medicare Special Needs Plans

Understanding Medicare Special Needs Plans

A Medicare Special Needs Plan (SNP) is a type of Medicare Advantage Plan that provides enhanced treatments to people who need targeted care. Three different types of SNPs can offer a coordinated care plan for those who need it. The targeted populations include: An...

Medicare Supplements for disabled people

Medicare Supplements for disabled people

If you are under 65 and have Original Medicare due to a disability, some states require insurers to allow you to enroll in a Supplement plan. You may not have access to all the plans and will have to wait until you turn 65 to have a full range of options. Some plans...

Do Medigap plans cover prescription drugs and dental services?

Do Medigap plans cover prescription drugs and dental services?

In most cases, prescription drugs are not covered, unless they are needed under a service provided by Part A or Part B. For prescription coverage, you’ll want to look into either a Part D plan or a MAPD plan (a Medicare Advantage plan with prescription drug coverage)....

Do Medigap plans cover pre-existing conditions?

Do Medigap plans cover pre-existing conditions?

If you enroll in Original Medicare during your Medicare Initial Enrollment Period (IEP), including Part B, you will have “guaranteed issue rights.” These rights ensure that you cannot be denied Medicare Supplement enrollment or be charged more based on your age,...

Medicare Supplement Plans K, L, M, and N

Medicare Supplement Plans K, L, M, and N

All four of these plans cover Medicare Part A coinsurance and hospital costs, but the similarities end there. While Plans N and M provide full coverage for Part B coinsurance and copayments, the first three pints of blood, Part A hospice coinsurance and copayments,...

What is Medicare Part D?

What is Medicare Part D?

Medicare Part D works in concert with other parts of Medicare and is specifically designed to assist beneficiaries with prescription drug coverage. Here’s what you need to know about Part D plans if you’re considering additional drug coverage: [/av_textblock]...

What is Medicare Part C ?

What is Medicare Part C ?

All U.S. citizens are eligible for Original Medicare (Part A and Part B) when they turn 65. Some people are also eligible at a younger age if they have certain qualifying conditions. [/av_textblock] [av_textblock size='' av-medium-font-size='' av-small-font-size=''...

What Is Medicare Part B?

What Is Medicare Part B?

Medicare is a federal government health insurance program for people 65 and older and others who meet qualifying conditions. It is divided into four parts. Part A and Part B comprise Original Medicare. Part C includes private health plans and is often referred to as...

What is Medicare Part A?

What is Medicare Part A?

Medicare is a federal government program in the United States that provides health insurance for people 65 and older, and younger people who meet certain qualifying conditions. [/av_textblock] [/av_one_full][av_one_half first min_height=''...

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