Plans A, B, C, and D have a lot of similarities. All four options cover Part A coinsurance and hospital costs, Part A and B coinsurance and copayments, and the first three pints of blood for medical procedures. None of the plans have an out-of-pocket maximum.
They differ in the following ways:
- Plans A and Plan B do not cover skilled nursing facility coinsurance, but Plans C and D do.
- Plan A does not cover the Part A deductible, but Plans B, C, and D do
- Plan C is the only plan of the four that will cover the Part B deductible, but Plan D is the only one that will cover Part B excess charges.
- Plans A and B do not cover foreign emergency travel, but Plans C and D will cover up to 80% of foreign emergency travel.
As of January 1, 2020, Plan C is no longer offered to new beneficiaries.